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The Opportunities Party says New Zealand houses cost about seven times the median household income, leaving 60% of under-40s without a home. They plan to make homes more affordable through three approaches: building homes faster by simplifying planning rules, building better quality homes by raising standards and expanding insulation programmes, and making more affordable homes available through low-cost government finance and directing Kāinga Ora to build what each region needs.
“The average house now costs seven times the median household income - meaning 60% of Kiwis under 40 don't own a home.”
“Replace the current maze with 10 simple, nationally consistent planning zones, cutting red tape while still protecting farmland, heritage buildings and nature reserves.”
“Let's stop treating houses as investment vehicles. Let's start making them places to live again.”
Summarised neutrally from The Opportunities Party’s own official policy (as at 2026-10-13) and checked by an editor. Nothing is paraphrased without the source linked. Read the original ↗ Politika is non-partisan. Compare all parties on Housing →
TOP proposes three linked reforms. Every adult would receive a tax-free Citizen’s Income of $19,400 a year, replacing most main benefits. Land would be taxed annually at 1.75 percent of its unimproved urban value and 0.5 percent rural, raising roughly $24 billion. And a new compulsory KiwiSaver 2.0 would build to 12 percent of earnings. Income tax would be reset to three brackets. The party puts the package about $4 billion a year in the black.
Parties’ published positions on each topic.
| Party | Economy | Housing | Health | Education | Climate | Environment | Crime & Justice | Treaty & Māori Affairs | Immigration | Foreign Policy | Democracy & Government |
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| NZ Loyal | ∅ | ||||||||||
| Te Tai Tokerau | ∅ | ||||||||||